Is bad credit preventing you against getting a car loan?

Is bad credit preventing you against getting a car loan?

At Legacy Auto Credit, we concentrate on rebuilding our customer’s credit through low-interest car and truck loans.

A free consultation with one of our credit experts to get started if your credit is preventing you from getting into a reliable vehicle, book!

Boost your Credit History

Our goal would be to transform our clients’ monetary life by increasing their fico scores, enabling loan providers and credit card issuers to think about them low-risk. We accomplish this goal through getting our customers to the vehicle that is right restore their credit rating.

Legacy Car Credit provides:

  • Low-kilometre cars, to help you drive a vehicle that is reliable make low re re payments
  • Industry-leading car loan prices — we’ll never charge you 20-30% prices like other creditors
  • 2-5 term options year
  • Reports to Equifax, to ensure your credit rating improves throughout the term
  • Detailed intends to allow you to reconstruct your credit
  • Partnerships with dealer teams, to offer a big variety of cars to meet up your preferences
  • Professional staff to aid with debt-restructuring through proposals and bankruptcy
  • Multi-point car inspections, in lowering the chance of unanticipated fix costs
  • 30 Exchange day
  • Free Delivery

Step One

Apply On The Web

Our simple credit application will obtain the process began with certainly one of our Credit and Finance Advisors.

Step Two


Our consultative method of funding will show you through the credit rebuilding procedure which help you reconstruct your credit with a car loan.

Step 3

Drive Away

After your approval, you are able to drive away in your vehicle that if you’d like day! By way of our super easy procedure, we are going to allow you to get authorized and driving right away, to get back once again to residing the life span you prefer through rebuilding your credit.

Why Is Us Various

We Have Been The Financial Institution

We have been an in-house funding company that lends our personal cash, and that causes us to be various.

Meet The Group

At legacy Auto Credit you can easily select whom works in your favor. Our non payment Credit and Finance Advisors can get you authorized and explain to you car options

We Deliver

Who knew vehicles had been like pizza. You can now get our low price in home funding anywhere in Ontario and never have to keep your property.

Exchange Privilege

We’re you’ll that is sure satisfied with your brand-new purchase, however in instance you’re not just carry it back* and we’ll allow you to trade it for the right one. (*Some exceptions use)

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We have been invested in causing you to a durable client and friend.

My spouce and I had a fantastic experience working with Vic, and auto credit that is legacy. Assisting us comprehend exactly just how credit file work and exactly how to enhance it, making us feel confident!

Victor ended up being amazing! He had been really thorough explain everything we had a need to understand and replied any concerns that I experienced. He definitely went far beyond to obtain me another car. I might strongly recommend likely to see him if you should be to locate another automobile.

Vic ended up being great in getting me personally automobile that we love and it is dependable. I would, he worked very well with my income as well if I could give more than 5 stars!

Vic ended up being amazing to cope with exceptional interaction through the whole procedure. Wandered me detail by detail placing me personally in to automobile that was suitable for me personally! Many thanks for your entire help

Undoubtedly the most useful experience ive had buying an automobile ended up being using this destination! Everyone is quite helpfulf! Vic had been great with interaction and maintaining us as much as date in the procedure and got us vehicle we wanted quickly without dilemmas! Would certainly keep coming back once more

Am I able to get yourself a motor car finance after having a repossession?

Yes, at Legacy Auto Credit we realize that a repossession is often the outcome of an uncontrollable occasion or situation. Quite a few customers experienced a past repossession or is supposed to be going back their car into the bank whenever filing a bankruptcy or customer proposition.

Will this help me to build my credit?

Yes, if you will be making your repayments on time. Legacy Auto Credit reports your re payment history to Equifax month-to-month. In the long run with on time payments your score shall increase.

What exactly is In-House Financing/Leasing?

At Legacy Auto Credit we provide In-House Financing/Leasing. What this means is that individuals offer the funds after which you spend us right back. We could have a look at your credit situation on a individual degree and determine your capability in order to make re payments even though you have actually bad credit. We result in the decision that is final the approval which leads to more approvals and better rates. Our rates of interest for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand brand new automobiles.

Let’s say i have already been turned straight straight down before?

We come across many individuals which have been formerly refused because of several reasons that have included, bad re payment history, maybe not sufficient time face to face, an excessive amount of financial obligation and income that is non-garnishable. With your In-House system we glance at your earnings, costs and debts that might be evoking the change downs and offer you with answers to get you driving and rebuilding your credit.

I still qualify if I have filed a bankruptcy or consumer proposal, can?

Yes, at Legacy Auto Credit our In-House program was made for bankruptcy and customer proposition clients. You can still qualify for our low rate in-house program if you are about to file or have already filed and are not discharged. We utilize a few trustees whom see you to succeed in rebuilding your credit that we truly offer low rates and want. If you’re going to file we’re going to make use of one to secure a car before filing to be able to be confident in coming back your present automobile that includes excessively negative equity, has excessive of repayment or does not suite your preferences any longer. We additionally report your instalments to Equifax which can only help re-establish your credit rating.

Did not see just what you’re searching for?

We’re Here To Aid

Our task is always to assist people who have bad credit get automobile financing at a cost point sufficient reason for prices they are able to afford. Regardless of your circumstances, it is well worth trying and talking with certainly one of our credit experts. Don’t let woeful credit get in the form of residing a significantly better life.

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